Once you're at or near retirement, protecting your savings often matters more than chasing higher returns.
This guide covers the main threats to your nest egg and practical ways to guard against each.
Protecting against market loss
Balancing growth with principal protection as you near retirement.
Guarding against inflation
Keeping your purchasing power intact over a long retirement.
Avoiding scams and fraud
How retirees are targeted and simple steps to stay protected.
Planning for unexpected costs
Reserves and coverage for healthcare and emergencies.
Principal protection tools
How certain insurance products protect principal, subject to claims-paying ability.
This guide is for general educational purposes only and is not financial, tax, or legal advice. Tim Hartle is an independent insurance professional. Annuity guarantees are subject to the claims-paying ability of the issuing insurance company and are not FDIC insured. Rules and product features vary by situation and by state. Please consult a qualified advisor about your own circumstances.