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IRA & 401(k) Rollovers

Moving retirement accounts without costly mistakes.

Rolling over an old 401(k) or consolidating IRAs is one of the most common retirement decisions — and one of the easiest to get wrong. These guides explain how rollovers work, the difference between direct and indirect transfers, and the mistakes that can trigger taxes or penalties.

As an independent insurance professional, Tim can review your accounts and your options in a free, no-pressure conversation.

Ready to Talk Through Your Plan?

Schedule your complimentary, no-pressure Retirement Income Review with Tim. Call (727) 692-5866 or book below.

Ready to talk about your retirement income?

Schedule a free, no-obligation Retirement Income Review with Tim Hartle. No pressure, no jargon — just straight answers.

(727) 692-5866

thartle@pgwfinancial.com

Monday–Friday, 9am–6pm ET

Tampa Bay, Florida · Pinellas, Pasco & Hillsborough counties

Proudly Serving Tampa Bay Retirees

Pinellas County

  • St. Petersburg
  • Clearwater
  • Largo
  • Dunedin
  • Palm Harbor
  • Safety Harbor
  • Tarpon Springs

Pasco County

  • New Port Richey
  • Port Richey
  • Zephyrhills
  • Wesley Chapel
  • Land O Lakes
  • Dade City
  • Holiday

Hillsborough County

  • Tampa
  • Brandon
  • Riverview
  • Valrico
  • Plant City
  • Sun City Center
  • Ruskin

Tim Hartle is an independent insurance professional licensed to sell annuity and life insurance products. Annuity and insurance products are not deposits, are not FDIC or NCUA insured, are not guaranteed by a bank or financial institution, and are subject to investment risk including possible loss of principal in variable products. Fixed and fixed-indexed annuities guarantee principal and a minimum interest rate, subject to the claims-paying ability of the issuing insurance company. Guarantees are not backed by the federal government. Past performance is not a guarantee of future results. This material is for informational purposes only and does not constitute financial, tax, or legal advice. Please consult with a qualified advisor regarding your individual circumstances before making any financial decisions. Product availability and features vary by state.

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