Tax-Smart Retirement Income Strategies
How withdrawal order and account types can affect your tax picture.
Two retirees with identical savings can end up with very different after-tax income depending on which accounts they draw from, and when. Taxes are one of the biggest controllable factors in a retirement income plan.
This educational workshop explains the tax treatment of common retirement accounts and the concepts behind tax-aware withdrawal planning. Tim is an independent insurance professional; this session is informational and is not tax advice — please consult a qualified tax professional for your situation.
What We'll Cover
- Taxable, tax-deferred, and tax-free accounts — how each is treated
- Withdrawal sequencing and why order matters
- Required minimum distributions (RMDs) at a glance
- How income decisions can affect Medicare and Social Security taxation
- Open Q&A
What You'll Walk Away With
- A framework for thinking about tax-aware withdrawals
- Questions to bring to your tax professional
- A simple map of your account types
Reserve Your Spot
By registering, you agree to be contacted by Tim Hartle at PGW Financial Wealth Advisors. Educational only; no products are sold at this workshop.
Workshops are educational and free to attend. Tim Hartle is an independent insurance professional. Sessions are for informational purposes only and do not constitute financial, tax, or legal advice. Any insurance product guarantees discussed are subject to the claims-paying ability of the issuing insurance company and are not FDIC insured.