All WorkshopsVirtual Webinar

Social Security Timing & Your Retirement Income

When to claim, and how the timing decision ripples through your plan.

Claiming Social Security early, at full retirement age, or later can change your lifetime benefits substantially — and the right answer depends on your health, your spouse, your other income, and your tax picture.

This educational webinar explains how benefits are calculated, how spousal and survivor benefits work, and how the timing decision interacts with the rest of your retirement income. No products are sold — just clear information.

What We'll Cover

  • How your benefit is calculated and what changes it
  • Claiming early vs. full retirement age vs. delaying
  • Spousal and survivor benefit basics
  • How Social Security interacts with taxes and other income
  • Live Q&A

What You'll Walk Away With

  • A clearer understanding of your claiming options
  • Key questions to bring to your own analysis
  • Where to find your personalized benefit estimates
Free to Attend

Reserve Your Spot

Thursday, August 20, 2026
6:00 – 7:30 PM ET
Online (Zoom) · Link emailed after you register
Open seating · Replay not provided
Free to attend. No cost, no obligation.

By registering, you agree to be contacted by Tim Hartle at PGW Financial Wealth Advisors. Educational only; no products are sold at this workshop.

Workshops are educational and free to attend. Tim Hartle is an independent insurance professional. Sessions are for informational purposes only and do not constitute financial, tax, or legal advice. Any insurance product guarantees discussed are subject to the claims-paying ability of the issuing insurance company and are not FDIC insured.

Ready to talk about your retirement income?

Schedule a free, no-obligation Retirement Income Review with Tim Hartle. No pressure, no jargon — just straight answers.

(727) 692-5866

thartle@pgwfinancial.com

Monday–Friday, 9am–6pm ET

Tampa Bay, Florida · Pinellas, Pasco & Hillsborough counties

Proudly Serving Tampa Bay Retirees

Pinellas County

  • St. Petersburg
  • Clearwater
  • Largo
  • Dunedin
  • Palm Harbor
  • Safety Harbor
  • Tarpon Springs

Pasco County

  • New Port Richey
  • Port Richey
  • Zephyrhills
  • Wesley Chapel
  • Land O Lakes
  • Dade City
  • Holiday

Hillsborough County

  • Tampa
  • Brandon
  • Riverview
  • Valrico
  • Plant City
  • Sun City Center
  • Ruskin

Tim Hartle is an independent insurance professional licensed to sell annuity and life insurance products. Annuity and insurance products are not deposits, are not FDIC or NCUA insured, are not guaranteed by a bank or financial institution, and are subject to investment risk including possible loss of principal in variable products. Fixed and fixed-indexed annuities guarantee principal and a minimum interest rate, subject to the claims-paying ability of the issuing insurance company. Guarantees are not backed by the federal government. Past performance is not a guarantee of future results. This material is for informational purposes only and does not constitute financial, tax, or legal advice. Please consult with a qualified advisor regarding your individual circumstances before making any financial decisions. Product availability and features vary by state.

© 2026 PGW Financial Wealth Advisors. All rights reserved.