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Retirement Income Essentials Workshop

The building blocks of turning savings into a dependable monthly paycheck.

Saving for retirement and living off those savings are two very different skills. This hands-on workshop walks through how Social Security, savings, and guaranteed-income tools can work together to cover your essential expenses for life.

It's purely educational — no products are pitched and there's no obligation. Tim Hartle is an independent insurance professional and keeps every session teaching-first.

What to Expect

  • The four sources of retirement income and how they coordinate
  • Sequence-of-returns risk and why timing matters near retirement
  • Guaranteed vs. variable income — understanding the trade-offs
  • A simple framework for mapping your own income plan
  • Open Q&A — bring your questions

What You'll Walk Away With

  • A clear way to think about your own income sources
  • Questions to ask before making any income decision
  • A one-page worksheet to map your current plan

Prefer a one-on-one conversation?

Skip the event and schedule a free, no-pressure retirement income review with Tim.

Schedule a Review
Free to Attend

Reserve Your Spot

Thursday, July 23, 2026
6:00 – 7:30 PM ET
PGW Financial Office · Tampa Bay, FL
Limited to 24 attendees · Light refreshments provided
Free to attend. No cost, no obligation.

By registering, you agree to be contacted by Tim Hartle at PGW Financial Wealth Advisors. Educational only; no products are sold at this event.

Events are educational and free to attend. Tim Hartle is an independent insurance professional. Sessions are for informational purposes only and do not constitute financial, tax, or legal advice. Any insurance product guarantees discussed are subject to the claims-paying ability of the issuing insurance company and are not FDIC insured.

Ready to talk about your retirement income?

Schedule a free, no-obligation Retirement Income Review with Tim Hartle. No pressure, no jargon — just straight answers.

(727) 692-5866

thartle@pgwfinancial.com

Monday–Friday, 9am–6pm ET

Tampa Bay, Florida · Pinellas, Pasco & Hillsborough counties

Proudly Serving Tampa Bay Retirees

Pinellas County

  • St. Petersburg
  • Clearwater
  • Largo
  • Dunedin
  • Palm Harbor
  • Safety Harbor
  • Tarpon Springs

Pasco County

  • New Port Richey
  • Port Richey
  • Zephyrhills
  • Wesley Chapel
  • Land O Lakes
  • Dade City
  • Holiday

Hillsborough County

  • Tampa
  • Brandon
  • Riverview
  • Valrico
  • Plant City
  • Sun City Center
  • Ruskin

Tim Hartle is an independent insurance professional licensed to sell annuity and life insurance products. Annuity and insurance products are not deposits, are not FDIC or NCUA insured, are not guaranteed by a bank or financial institution, and are subject to investment risk including possible loss of principal in variable products. Fixed and fixed-indexed annuities guarantee principal and a minimum interest rate, subject to the claims-paying ability of the issuing insurance company. Guarantees are not backed by the federal government. Past performance is not a guarantee of future results. This material is for informational purposes only and does not constitute financial, tax, or legal advice. Please consult with a qualified advisor regarding your individual circumstances before making any financial decisions. Product availability and features vary by state.

© 2026 PGW Financial Wealth Advisors. All rights reserved.